Couple Jailed over Bank error

So I heard on the news, that a Pennsylvania couple has been put in jail after they failed to inform the bank that $175,000 had appeared in their account. Instead of letting the bank know about the error, Randy and Melissa Pratt, withdrew the money, quit their jobs, and moved to Florida. They were in the process of buying a house in Orlando when authorities caught up with them. 

So, here's the scenarios. Your sipping you latte, reading Yahoo News headlines, when you decide to check your account. Typpity..typpity.. you enter your password and there it is. In all its wonder. A miraculous, gift of $175,000 from your bank. 

What do you do? Do you spend it? That didn't seem to work out to well for the Pratt's. Do you call the bank? "Uh, yeah, ummm, I think there's been a typo." That'd be an awkward conversation. 

Maybe you just let it set in there so you can bank all those bonus points on your account. Woohoo!!!! Free airline tickets (subject to blackout dates) to Bismark. 

I heard its nice there this time of year. ;)